Effective date: November 9, 2026. By using xrpdad589.com (the "Site"), you agree to these terms. Owner: Michael Viccari (XRP Dad / Xrp Dad Live), sole proprietor, Pennsylvania, USA. Contact: [email protected].
Xrp Dad Live is a show and community site about crypto news, faith, family, merch, tools, and games. Content is for entertainment and education only.
NOT FINANCIAL ADVICE EVER! Nothing on this Site is investment, trading, tax, or legal advice. Do your own research. You are responsible for your own decisions.
Cryptocurrency is risky. Prices move fast. You can lose money. Spot prices and charts on this Site come from public market data and can be wrong, delayed, or unavailable. Tools such as Live Charts, My Stack, and the silver/gold calculator are helpers only. They are not a wallet, exchange, broker, or custodian. I never hold visitors' crypto.
The Site links to or embeds other companies. Each has its own terms and privacy policy. Examples include:
If you buy, sign up, or pay through a third party, that company's rules control that transaction.
Apparel and other merch sold through the Fourthwall shop are sold under Fourthwall's checkout, shipping, and return policies. Questions about those orders should go through Fourthwall's process for that shop.
The Silver Shop on this Site is currently in coming-soon mode and may not accept orders yet. When open, sales of physical silver are sell-only. There is no buyback. Treat silver purchases as final-sale style unless a written note on the product page says otherwise. Pay options may include XRP, RLUSD, USDC on the XRP Ledger, or PayPal / card when offered. Crypto discounts and list prices are described on the Silver page when the shop is open.
If you pay with XRP, RLUSD, or USDC on the XRP Ledger:
The swap panel on the Xrp Dad Crypto Exchange page is a free helper that builds XRP Ledger transactions (for example an OfferCreate swap or a TrustSet trust line) for you to review and sign in your own wallet, such as Xaman, GemWallet or Crossmark. Trades happen between your wallet and the XRP Ledger's built-in exchange. I am not a party to any trade, I am not an exchange, broker or custodian, and I never hold your funds, keys or seed. Never type a secret key or seed phrase into any website. Quotes are estimates from public ledger data and can change before your transaction is processed. Your minimum-received setting is enforced by the ledger, and if it cannot be met the swap is cancelled. Network fees and the XRP Ledger reserve are set by the ledger. Tokens such as RLUSD and USDC are issued by their own issuers, who can freeze or claw back their tokens under their own terms. Ledger transactions cannot be reversed. Use it at your own risk.
Arcade games, calculators, charts, and similar tools are provided as is for fun or information. High scores and My Stack amounts stay on your device. No prize money is promised unless a page clearly says so.
Some links are affiliate or referral links (for example Coinbase, Uphold, Tangem). I may earn a commission if you use them. They are not endorsements that remove risk, and they are not partnerships.
Do not abuse the Site, spam forms, attempt to break security, scrape in a harmful way, or use the Site for anything illegal. I may block access when needed to protect the Site or other visitors.
THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. I do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
TO THE MAXIMUM EXTENT ALLOWED BY LAW, MICHAEL VICCARI AND XRP DAD LIVE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, CRYPTO, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR ANY LINKED SERVICE. Total liability for any claim relating to the Site is limited to the greater of (a) the amount you paid me directly through the Site for the specific item at issue in the prior 12 months, or (b) twenty-five U.S. dollars (US$25). Some places do not allow certain limits; in those places, the limit is the smallest one the law allows.
You agree to defend and hold harmless Michael Viccari from claims arising out of your misuse of the Site, your on-ledger or third-party payments, or your violation of these terms, to the extent allowed by law.
These terms are governed by the laws of the Commonwealth of Pennsylvania, USA, without regard to conflict-of-law rules. Courts in Pennsylvania have exclusive venue for disputes that cannot be resolved informally, except where applicable law requires otherwise.
I may update these terms by posting a new version on this page with a new effective date. Continued use of the Site after a change means you accept the updated terms.
[email protected]. Also see the Privacy Policy.